Ticker Symbols A Shares           DWAFX C Shares           DWATX CUSIP Numbers A Shares          66537T802 C Shares          66537T885 Minimum Investment · $5,000 non-qualified accounts · $2,000 Retirement accounts · $250 subsequent investments Operating Expenses A Shares           1.57% C Shares           2.33% *Plus 0.36% acquired fund fees from the underlying ETFS Benchmank Comparison 60% S&P 500 Index & 40% Lehman Aggregate Bond Index The Lehman Brothers U.S. Aggregate Bond Index is an unmanaged index composed of investment-grade securities from the Lehman Bothers Government/Credit Bond Index, Mortgage-Backed Securities Index and Asset-Backed Securities Index. The S&P 500 Index is the Standard & Poor's Composite Index of 500 stocks and is a widely recognized, unmanaged index of common stock prices. It is not possible to invest in indexes which are unmanaged and do not incur fees and charges.   Before investing, please read the Fund's prospectus and shareholder reports to learn about its investment strategy and potential risks. Mutual Fund investing involves risk including loss of principal.  An investor should also consider the Fund's investment objective, charges, expenses, and risk carefully before investing. This and other information about the Fund is contained in the fund's prospectus, which can be obtained by calling 1-877-277-6933. Please read the prospectus carefully before investing. Distributed by Northern Lights Distributors, LLC, member FINRA/SIPC. This fund may not be suitable for all investors. The fund's use of derivatives such as futures, options and swap agreements may expose the fund to additional risks that it would not be subject to if it invested directly in the securities underlying those derivatives. Investing in leveraged  instruments will magnify any gains or losses on those instruments. Investing in commodity and currency related securities may be subject to greater volatility than investments in traditional securities. The fund's use of short selling involves increased risks and additional costs. Investing in small-cap securities, may have special risks associated including wider variations in earnings and business prospects than larger, more established companies. The Fund may invest in fixed income securities, which are subject to risks including interest rate, credit and inflation. The maximum sales charge for A-shares is 5.75%. A-shares investors may be eligible for a reduction in sales charges. The Fund charges a fee of 1.00% on redemptions of shares held less than 30 days. The Fund's annual operating expense is 1.57%.