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Before investing, please read the Fund's prospectus and shareholder reports to learn about its investment strategy and potential risks. Mutual Fund investing involves risk including loss of principal.  An investor should also consider the Fund's investment objective, charges, expenses, and risk carefully before investing. This and other information about the Fund is contained in the fund's prospectus, which can be obtained by calling 1-877-277-6933. Please read the prospectus carefully before investing. Distributed by Northern Lights Distributors, LLC, member FINRA/SIPC.

Arrow Funds may invest in commodity related securities, which may be subject to greater volatility than investments in traditional securities. The Funds may invest in international and emerging market securities, which may be subject to special risks including fluctuations in currency, government regulation, differences in accounting standards and liquidity. The Funds may invest in small-cap securities, which may have special risks associated including wider variations in earnings and business prospects than larger, more established companies. The Funds may invest in real estate related securities, which may be subject to mortgage-related risks and real estate market fluctuations. The Funds may invest in fixed income securities, which are subject to risks including interest rate, credit and inflation. The Arrow DWA Funds are nondiversified as there are a limited number of underlying funds available and each holding has the potential for a greater impact on the Fund's return. However, the underlying funds have access to a large number of different investments providing the additional diversification benefits discussed in the website. Diversification does not assure a profit or protect against loss in a declining market. The maximum sales charge for A-shares is 5.75%. A-share investors may be eligible for a reduction in sales charges. The Funds charges a fee of 1.00% on redemptions of shares held less than 30 days.  1149-NLD-11/6/2008